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There is only one twelve-letter word containing A, M, S, T, 2U and Z

DEMUTUALIZESdemutualizes v. Third-person singular simple present indicative form of demutualize.
DEMUTUALIZE v. of a company, esp. a building society or other financial institution, to convert from a mutual company to one owned by stock- or shareholders, also DEMUTUALISE.

Scrabble words — in black are valid world wide — in RED are not valid in North America — in GREEN are valid only in North America.
Definitions are short excerpt from the WikWik.org and 1Word.ws.

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